Privacy Policy
Effective Date: 4/19/2026
Last Updated: 4/19/2026
MJ Financial Solutions LLC (“MJ Financial Solutions,” “we,” “our,” or “us”) respects your privacy and is committed to handling personal information in a manner that is consistent with the limited, coaching-based services offered through our website. This Privacy Policy explains how we may collect, use, store, and share information when you visit mjfinancialsolution.com, contact us, schedule meetings, request coaching services, submit information for blueprint creation, access dashboard features, or interact with educational content made available through the website.
This Privacy Policy is intended to work together with our Terms of Use and Services. By using the website, submitting information through it, or engaging with our services, you acknowledge that you have read this Privacy Policy.
1. Scope of This Privacy Policy
This Privacy Policy applies to information collected through the MJ Financial Solutions LLC website, related contact and scheduling features, blueprint-related service tools, client dashboard access, and communications associated with our coaching business. It does not apply to third-party websites, platforms, or services that are not owned or controlled by MJ Financial Solutions LLC, even if they are linked from our website.
The website may contain links to third-party platforms, including the Financial PharmD blog hosted at financialpharmd.substack.com. When you leave our website and visit a third-party site, your information is governed by that third party’s privacy practices and terms, not this Privacy Policy.
| Covered by This Policy | Generally Not Covered by This Policy |
|---|---|
| Website visits to mjfinancialsolution.com | Third-party websites you visit through links |
| Contact forms and direct inquiries | Substack or other external publishing platforms |
| Scheduling requests and meeting-related communications | Third-party video, scheduling, or software provider policies |
| Blueprint-related intake and client-submitted financial information | Any independently operated external service not controlled by MJ Financial Solutions LLC |
| Dashboard access and coaching-related communications |
2. Information We May Collect
The information we collect depends on how you interact with the website and services. In general, we collect information you choose to provide, information needed to operate website features, and limited technical information generated through website use.
A. Information You Provide Directly
You may choose to provide information such as:
| Category of Information | Examples |
|---|---|
| Contact information | Name, email address, phone number, or other contact details you choose to provide |
| Inquiry information | The contents of messages submitted through contact forms, email, or scheduling requests |
| Scheduling information | Requested appointment times, meeting preferences, and related communications |
| Coaching and intake information | Personal finance information you choose to submit in connection with coaching, blueprint generation, or dashboard setup |
| Account information | Login credentials or account-related details associated with dashboard access, if offered |
| Payment-related information | Information related to payments or purchases, if payment features are made available through the website or connected service providers |
B. Financial Information You Voluntarily Provide
Some of our services may allow clients to submit financial information for educational coaching purposes, including blueprint creation, dashboard use, or coaching discussions. This information may include items such as income, expenses, debts, savings information, budgeting information, financial goals, or other personal finance details that you choose to provide.
We collect and use such information only to the extent reasonably necessary to provide the requested coaching-related service, maintain related records, support dashboard functions, and communicate with you about the service.
C. Information Collected Automatically
When you use the website, certain information may be collected automatically by the website platform or related service providers, such as:
| Automatically Collected Information | Examples |
|---|---|
| Device and browser data | Browser type, device type, operating system, language, and similar technical details |
| Usage information | Pages viewed, approximate visit times, referring pages, and interactions with website features |
| Network and log data | IP address, general location information inferred from IP, server logs, and access timestamps |
| Cookies and similar technologies | Information collected through cookies, analytics tools, or platform technologies used to operate and improve the website |
3. How We Use Information
We may use personal information for legitimate business and service-related purposes consistent with the nature of MJ Financial Solutions LLC as a personal finance coaching business.
| Purpose of Use | Description |
|---|---|
| Responding to inquiries | To review and respond to messages, questions, and consultation requests |
| Scheduling and service administration | To schedule meetings, manage appointments, and maintain service communications |
| Providing coaching services | To deliver personal finance coaching, educational materials, blueprint-related services, or dashboard-related support |
| Operating website features | To maintain the functionality, security, and usability of the website and related tools |
| Maintaining business records | To document communications, service activity, and account-related information |
| Improving the website and services | To understand how the website is used and improve features, content, and user experience |
| Protecting rights and security | To detect misuse, protect the website, and enforce our Terms of Use and Services |
| Legal compliance | To comply with applicable law, legal process, or lawful requests |
We do not use the website to provide individualized investment advisory, tax, legal, or medical services, and the collection of information through the website should not be interpreted as creating such a professional relationship.
4. How We Share Information
We do not sell your personal information for money. We may share personal information only in limited circumstances reasonably related to the operation of our website and services.
A. Service Providers and Platform Providers
We may share information with service providers that help us operate the website or business, such as website hosting providers, scheduling tools, email or communication providers, dashboard or software providers, payment processors, or other vendors that support our operations.
B. At Your Direction or as Part of Requested Services
If you request services that require information to be processed through a specific platform, tool, or service provider, we may share information to the extent necessary to provide the requested service.
C. Legal, Security, and Business Protection Reasons
We may disclose information when we believe in good faith that disclosure is reasonably necessary to:
| Disclosure Context | Description |
|---|---|
| Legal compliance | Comply with applicable law, court order, subpoena, or legal process |
| Security and fraud prevention | Protect the rights, property, safety, website security, or business operations of MJ Financial Solutions LLC or others |
| Enforcement of terms | Investigate violations of our Terms of Use and Services or other misuse of the website |
| Business transitions | Support a merger, acquisition, restructuring, sale of assets, or similar business transaction, if one occurs |
We may also use or share information in aggregated or de-identified form where the information does not reasonably identify a specific individual.
5. User-Submitted Financial Information, Blueprints, and Dashboard Features
Because our services may include blueprint generation, dashboard access, and coaching tools that depend on information provided by clients, we may receive, review, organize, process, display, and retain financial information that users voluntarily submit for those purposes.
That information is used to support coaching services, create or maintain educational planning outputs, operate dashboard features, communicate with the client, and maintain related service records. We do not independently verify the accuracy of information submitted by users, and any output generated through blueprints, dashboards, or coaching tools depends on the information provided by the client.
You are responsible for ensuring that the information you submit is accurate, current, and information that you are authorized to provide.
6. Cookies and Similar Technologies
The website may use cookies, analytics technologies, and similar tools provided by our website platform or service providers to help the website function properly, remember preferences, understand usage patterns, and improve user experience.
You may be able to manage certain cookie preferences through your browser settings or device controls. However, disabling cookies or similar technologies may affect the availability or performance of some website features.
7. Data Retention
We retain personal information for as long as reasonably necessary for the purposes described in this Privacy Policy, including to provide requested services, maintain records, resolve disputes, enforce agreements, meet operational needs, and comply with legal obligations.
Because the information collected may vary depending on the service, the retention period may differ based on the nature of the information, the type of communication or service relationship, the need to maintain records, and any legal or business requirements that apply.
8. Data Security
We use reasonable administrative, technical, and organizational measures intended to help protect personal information against unauthorized access, loss, misuse, alteration, or disclosure. However, no website, transmission method, or storage system can be guaranteed to be completely secure.
For that reason, while we take security seriously, we cannot guarantee absolute security of information submitted through the internet or stored in any system.
You should not submit highly sensitive information through general website contact forms unless we specifically direct you to do so through an appropriate secure process.
9. Your Choices and Communications
You may choose not to provide certain information, but doing so may limit your ability to contact us, schedule services, use dashboard features, receive blueprints, or access certain parts of the website or services.
If you receive marketing or informational emails from us, you may be able to opt out by following the unsubscribe instructions in the message or by contacting us directly. Even if you opt out of promotional messages, we may still send service-related or administrative communications where appropriate.
10. Children’s Privacy
The website is intended for adults seeking personal finance coaching information and services. It is not directed to children under the age of 13, and we do not knowingly collect personal information from children under 13 through the website.
If we learn that we have collected personal information from a child under 13 without appropriate authorization where required, we will take reasonable steps to delete that information.
11. Third-Party Websites and External Content
The website may link to third-party websites, services, or content, including the Financial PharmD blog and other external resources. We are not responsible for the privacy, security, content, or practices of third-party websites or services. We encourage you to review the privacy policies and terms of any external website you visit.
12. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our services, technology, legal obligations, or business practices. When we do, we will post the updated version on the website and revise the Last Updated date at the top of the policy.
Your continued use of the website after an updated Privacy Policy is posted constitutes your acknowledgment of the revised policy, subject to applicable law.
13. Contact Us
If you have questions about this Privacy Policy or our information practices, you may contact:
MJ Financial Solutions LLC
Email: matthew-jerrell@mjfinancialsolution.com
Website: https://www.mjfinancialsolution.com/